Short-term loans for corporate clients

TYPES OF LOANS

• CURRENT ASSETS
• EXPORT PREPARATION
• REVOLVING
• FACTORING

CONDITIONS FOR USE

REPAYMENT PERIOD
Up to one year

CURRENCY
Denar

PURPOSE

Financing current clients’ needs, maintaining short-term liquidity in trade, production, export, payment for services.

MANNER OF USE
At client’s request, successively or revolving

REPAYMENT PERIOD
The repayment period is in equal monthly installments until the payment period or revolving upon agreed dynamics.

Security
By mortgage of real estate, pledge on movables, deposits, bank guarantee, securities and rights.

LOANS FOR CURRENT ASSETS

Simple use of assets up to the amount of the approved limit enabling financing the needs of the client for current assets or maintaining the current liquidity. The credit is approved for 12 months with favourable interest rate and the same can be returned in compliance with the agreed repayment plan.  

LOANS FOR PREPARATION OF EXPORT (EXPORT ENGAGEMENTS)

Denar loans with foreign currency clause purposed for export-oriented clients that realize net foreign currency inflow through accounts in the Bank.

REVOLVING LOANS

Multiple use and return of the loan in a limit agreed upon in advance. The amount of the sum i.e. the frame in which the same can be used is established.

FACTORING

A specific financial service that finances the client by selling immature short-term demands.