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08.08.2008 Consumer loan without endorsers
| Amount of credit |
from 30.000,00 to 100.000,00 MKD |
| Repayment period |
to 12 months |
| Interest rate |
13 % annually (Total Costs from16,27% to 16,64%
- the amount of Total costs influences the period for returning the loan,the amount of the loan, provision for loan management
and the amount of the nominal interest rate) |
| Provision for credit management |
1,5%-min.500,00 MKD
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| Other expenses |
- a draft from 100,00 MKD for a loan to 100.000,00 MKD
- application expenses and processing application expenses 300,00 MKD
- intercalar interest rate from the day of use until the day of release
of the loan in repayment |
| Provision for premature repayment |
None |
| Condition |
The user of the loan to be fully employed, employed in state institutions, public enterprises and in solvent trade companies acceptable for the Bank |
| Repayment |
Equal monthly instalments where the monthly annuity must not be bigger than 1/3 from the salary |
| Security |
- administrative ban from the applicant for loan
- a draft and draft statement |
| Documentation |
- loan application
- certified administrative ban from the user of the loan
- a draft with draft statement from the user of the loan and the endorsers
- a certificate from the company for the user of the loan for realized salary in the past 3 months
- a copy from a valid ID card or passport | |
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КУРСНА ЛИСТА
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| бр. 65440 за: 07.09.2010 | | | | EUR | 61,30 | 61,70 | 61,35 | 61,67 | | USD | 47,45 | 48,80 | 47,50 | 48,75 | | GBP | 73,15 | 74,60 | 73,20 | 74,55 | | CHF | 46,80 | 48,15 | 46,85 | 48,10 | | SEK | 6,52 | 6,72 | 6,53 | 6,71 | | NOK | 7,72 | 7,92 | 7,73 | 7,91 | | JPY | 56,50 | 57,90 | 56,55 | 57,85 | | DKK | 8,16 | 8,36 | 8,17 | 8,35 | | CAD | 45,70 | 47,05 | 45,75 | 47,00 | | AUD | 43,25 | 44,55 | 43,30 | 44,50 |
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